Howe Insurance Agency is a well-established independent insurance brokerage serving the Boise, Idaho area. With over 25 years of experience in the insurance industry, Howe Insurance Agency offers a wide range of personal and commercial insurance products tailored to meet the unique needs of individuals, families, and businesses in the Treasure Valley. The agency prides itself on providing personalized service, competitive rates, and comprehensive coverage options to help clients protect what matters most.
Founded by Matt Howe, the agency has built a strong reputation for its commitment to customer satisfaction and industry expertise. Howe Insurance Agency represents multiple insurance carriers, allowing them to compare prices and find the best coverage options for their clients. Their team of knowledgeable insurance professionals works closely with each customer to understand their specific needs and develop customized insurance solutions.
| Services Offered | Coverage Types |
|---|---|
| Personal Insurance | Auto, Home, Life, Umbrella |
| Commercial Insurance | Property, Liability, Workers’ Comp |
| Specialty Coverage | RV, Boat, Classic Car |
Personal Insurance Options
Howe Insurance Agency offers a comprehensive suite of personal insurance products designed to protect individuals and families in Boise. Their auto insurance policies provide coverage for vehicles of all types, including cars, trucks, and motorcycles. The agency works with clients to determine the appropriate level of coverage, taking into account factors such as vehicle value, driving history, and personal assets.
Homeowners insurance is another key offering from Howe Insurance Agency. Their policies protect Boise residents’ homes and personal property from various risks, including fire, theft, and natural disasters. The agency’s experts help clients understand the different coverage options available, such as replacement cost coverage and additional living expenses protection.
For those seeking financial security for their loved ones, Howe Insurance Agency offers life insurance solutions. They provide both term and permanent life insurance policies, allowing clients to choose the option that best fits their needs and budget. The agency’s life insurance specialists work closely with customers to determine the appropriate coverage amount and policy type based on individual circumstances.
To provide an extra layer of protection, Howe Insurance Agency also offers umbrella insurance policies. These policies extend liability coverage beyond the limits of standard auto and home insurance, offering additional peace of mind for those with significant assets or high-risk exposures.
Commercial Insurance Solutions
Howe Insurance Agency understands the unique risks faced by businesses in Boise and offers a range of commercial insurance solutions to protect local enterprises. Their business property insurance policies safeguard physical assets such as buildings, equipment, and inventory from perils like fire, theft, and natural disasters.
General liability insurance is another essential coverage offered by the agency. This policy protects businesses from financial losses resulting from third-party bodily injury or property damage claims. Howe Insurance Agency works with business owners to determine the appropriate liability limits based on their specific industry and risk exposures.
For businesses with employees, Howe Insurance Agency provides workers’ compensation insurance to comply with Idaho state requirements and protect both employers and employees in the event of work-related injuries or illnesses. The agency’s experts help businesses navigate the complexities of workers’ comp coverage and ensure they have the right policy in place.
Specialty Coverage Options
In addition to standard personal and commercial insurance offerings, Howe Insurance Agency provides specialty coverage options to meet the diverse needs of Boise residents. Their RV insurance policies protect motorhomes, travel trailers, and campers, offering coverage for both on-road accidents and campsite incidents.
For boat owners, the agency offers watercraft insurance to protect vessels of all sizes, from small fishing boats to luxury yachts. These policies typically cover physical damage to the boat, liability protection, and additional features such as towing and salvage coverage.
Classic car insurance is another specialty product available through Howe Insurance Agency. These policies are designed specifically for vintage and collector vehicles, offering agreed value coverage and flexible usage options to accommodate the unique needs of classic car enthusiasts.
Customer Service and Claims Support
One of the key differentiators of Howe Insurance Agency is their commitment to exceptional customer service. The agency’s team of insurance professionals is readily available to answer questions, provide policy information, and offer guidance on coverage options. They prioritize building long-term relationships with their clients, ensuring that insurance needs are regularly reviewed and updated as circumstances change.
When it comes to claims support, Howe Insurance Agency goes above and beyond to assist their clients. In the event of a loss, the agency’s claims specialists work closely with customers to guide them through the claims process, helping to ensure a smooth and timely resolution. This personalized approach to claims handling sets Howe Insurance Agency apart from larger, impersonal insurance providers.
Technology and Convenience
Recognizing the importance of convenience in today’s fast-paced world, Howe Insurance Agency has invested in technology to enhance the customer experience. Their user-friendly website allows clients to access policy information, make payments, and request quotes online. The agency also offers a mobile app for easy access to insurance documents and claims reporting on the go.
Despite these technological advancements, Howe Insurance Agency maintains a strong commitment to personal service. Clients can always speak directly with a licensed insurance agent when they need assistance or have questions about their coverage.
Community Involvement
As a locally-owned business, Howe Insurance Agency is deeply committed to the Boise community. The agency actively participates in local events, sponsors youth sports teams, and supports various charitable organizations throughout the Treasure Valley. This commitment to community involvement reflects the agency’s values and strengthens their connection with the clients they serve.
Why Choose Howe Insurance Agency
Choosing the right insurance agency is a critical decision for individuals, families, and businesses in Boise. Howe Insurance Agency stands out for several reasons:
- Experience: With over 25 years in the industry, the agency has a deep understanding of the local insurance market and the unique needs of Boise residents.
- Independence: As an independent agency, Howe Insurance can offer policies from multiple carriers, ensuring clients get the best coverage at competitive rates.
- Personalized Service: The agency’s team takes the time to understand each client’s specific needs and develops tailored insurance solutions.
- Comprehensive Coverage: From standard auto and home policies to specialized commercial and specialty coverage, Howe Insurance Agency offers a wide range of insurance products.
- Claims Support: The agency’s dedicated claims specialists provide personalized assistance throughout the claims process.
- Community Focus: Howe Insurance Agency’s commitment to the Boise community demonstrates their investment in the area they serve.
FAQs About Howe Insurance Agency Boise
- What types of insurance does Howe Insurance Agency offer?
Howe Insurance Agency offers a wide range of personal and commercial insurance products, including auto, home, life, business, and specialty coverage options. - How can I get a quote from Howe Insurance Agency?
You can request a quote online through their website, call their office directly, or schedule an in-person appointment with one of their insurance agents. - Does Howe Insurance Agency work with multiple insurance carriers?
Yes, as an independent agency, Howe Insurance Agency represents multiple insurance carriers to provide clients with a variety of coverage options and competitive rates. - How does Howe Insurance Agency handle claims?
The agency provides personalized claims support, with dedicated specialists guiding clients through the entire claims process to ensure a smooth and timely resolution. - Is Howe Insurance Agency involved in the Boise community?
Yes, Howe Insurance Agency actively participates in local events, sponsors youth sports teams, and supports various charitable organizations throughout the Treasure Valley.